Mortgage Loans in Kansas City, MO

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Kansas City

Kansas City (abbreviated KC or KCMO) is the largest city in Missouri by population and area. According to the U.S. Census Bureau, the city had a population of 508,090 in 2020, and was the 36th most-populous city in the United States as of the 2020 census. It is the most populated municipality and historic core city of the Kansas City metropolitan area, which straddles the Kansas–Missouri state line and has a population of 2,192,035. Most of the city lies within Jackson County, but portions spill into Clay, Cass, and Platte counties. Kansas City was founded in the 1830s as a Missouri River port at its confluence with the Kansas River coming in from the west. On June 1, 1850, the town of Kansas was incorporated; shortly after came the establishment of the Kansas Territory. Confusion between the two ensued, and the name Kansas City was assigned to distinguish them soon after.

Sitting on Missouri’s western boundary with Kansas, with Downtown near the confluence of the Kansas and Missouri Rivers, the city encompasses about 319.03 square miles (826.3 km2), making it the 23rd largest city by total area in the United States. It serves as one of the two county seats of Jackson County, along with major suburb Independence. Other major suburbs include the Missouri cities of Blue Springs and Lee’s Summit and the Kansas cities of Overland Park, Olathe, and Kansas City, Kansas. Source: https://en.wikipedia.org/wiki/Kansas_City,_Missouri

Kansas City During the Civil War

During the Civil War, the city and its immediate surroundings were the focus of intense military activity. Although the First Battle of Independence in August 1862 resulted in a Confederate States Army victory, the Confederates were unable to leverage their win in any significant fashion, as Kansas City was occupied by Union troops and proved too heavily fortified to assault. The Second Battle of Independence, which occurred on October 21–22, 1864, as part of Sterling Price’s Missouri expedition of 1864, also resulted in a Confederate triumph. Once again their victory proved hollow, as Price was decisively defeated in the pivotal Battle of Westport the next day, effectively ending Confederate efforts to regain Missouri.

General Thomas Ewing, in response to a successful raid on nearby Lawrence, Kansas, led by William Quantrill, issued General Order No. 11, forcing the eviction of residents in four western Missouri counties – including Jackson – except those living in the city and nearby communities and those whose allegiance to the Union was certified by Ewing. Source: https://en.wikipedia.org/wiki/Kansas_City,_Missouri

Geography of Kansas City

The city has an area of 319.03 square miles (826.28 km2), of which, 314.95 square miles (815.72 km2) is land and 4.08 square miles (10.57 km2) is water.[34] Bluffs overlook the rivers and river bottom areas. Kansas City proper is bowl-shaped and is surrounded to the north and south by glacier-carved limestone and bedrock cliffs. Kansas City is at the confluence between the Dakota and Minnesota ice lobes during the maximum late Independence glaciation of the Pleistocene epoch. The Kansas and Missouri rivers cut wide valleys into the terrain when the glaciers melted and drained. A partially filled spillway valley crosses the central city. This valley is an eastward continuation of the Turkey Creek Valley. It is the closest major city to the geographic center of the contiguous United States, or “Lower 48”. Source: https://en.wikipedia.org/wiki/Kansas_City,_Missouri

Kansas City Image Gallery

Tornados in Kansas City

Kansas City is located in “Tornado Alley”, a broad region where cold air from Canada collides with warm air from the Gulf of Mexico, leading to the formation of powerful storms, especially during the spring. The Kansas City metropolitan area has experienced several significant outbreaks of tornadoes in the past, including the Ruskin Heights tornado in 1957[46] and the May 2003 tornado outbreak sequence. The region can also experience ice storms during the winter months, such as the 2002 ice storm during which hundreds of thousands of residents lost power for days and (in some cases) weeks.[47] Kansas City and its outlying areas are also subject to flooding, including the Great Floods of 1951 and 1993. Source: https://en.wikipedia.org/wiki/Kansas_City,_Missouri

Kansas City’s Neighborhoods

See info about our Kansas City neighborhoods

The city is composed of several neighborhoods, including the River Market District in the north, the 18th and Vine District in the east, and the Country Club Plazain the south. Celebrated cultural traditions include Kansas City jazz, theater which was the center of the Vaudevillian Orpheum circuit in the 1920s, the Chiefs and Royals sports franchises, and famous cuisine based on Kansas City-style barbecue, Kansas City strip steak, and craft breweries. The city was ranked as a gamma- global city in 2020 by GaWC. Source: https://en.wikipedia.org/wiki/Kansas_City,_Missouri

Molly Dean

Mortgage Banker  //  NMLS #259721

Molly Dean began her career as a mortgage banker in 2003, shortly after graduating from the University of Kansas. When Molly began her career in mortgage banking, she started in the nonprime market; learning a more out of the box approach at viewing a mortgage application. Through her long career, Molly has never stopped learning. Her knowledge of products and programs allows her the ability to help her borrowers find the program that best matches their individual needs.

Molly understands that when shopping for a mortgage professional, you need an individual and a team with whom you can rely. Molly’s goal is to help you in a fast, friendly, and easy to understand manner. She uses her years of experience and education, to ensure that all of your financial and mortgage needs are successfully met. Molly’s passion is to help her clients achieve the goal of homeownership.

Molly Dean and her team have a combined experience of 50+ years. Molly and her team work endlessly to make the purchase of a home as smooth as possible from start to finish. Molly and her team specialize in Conventional, FHA, VA, USDA, 203K, and Reverse loans.

mollydean@leader1.com(913) 710-6445
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